Due to the CoVid-19 Pandemic, the offices of Rubin & Machado, Ltd., have made the decision to have our attorneys and staff work remotely. Even though we will not be physically present in our office, our attorneys and staff are still working diligently on all cases and are always available to discuss your case, answer questions, discuss new cases or meet with you telephonically.

We appreciate the trust you have placed in us and will continue to work hard though these very challenging times.


Por motivos de la Pandemia COVID-19 Las oficinas de Rubin & Machado, Ltd. han tomado la decision de que nuestros abogados y resto del personal trabajen desde sus casas en trabajo remoto. Quiza no estaremos presente fisicamente en la oficina, pero Los abogados y el resto de personal estaran trabajando diligentemente en sus casos y siempre estaremos disponibles para responder sus preguntas y quiza hablar de nuevos casos,  lo podremos hacer via Telefonica. Apreciamos su confianza seguiremos trabajando arduamente a su servicio en estos tiempos dificiles.

Por favor no dude en dejar su mensaje en nuestro correo de voz, regresaremos su llamada y contestaremos sus preguntas en cuanto nos sea possible.

When to Work with a Bad Faith Insurance Lawyer

If your insurance company has refused to pay, offered less than the contract dictates, delayed payment, or failed to properly settle a claim against you, Rubin & Machado, Ltd., can help you file a bad faith insurance claim. A bad faith insurance lawyer, from our firm, can help you fight the unjust actions of your insurance company. Our skilled attorneys have years of proven experience and are unafraid to take on large companies. If you have experienced bad faith from an Chicago, IL, insurance company, we can help you pursue your claim and seek the compensation you deserve for your economic injuries.

If your insurance company has broken faith with you and not provided adequate payouts, our attorneys can help you seek appropriate compensation.

What are Bad Faith Insurance Claims?

Insurance companies have a duty to act in good faith and fair dealing for those they insure. This is known as an “implied covenant of good faith and fair dealing,” and must exist in every insurance contract by law. When insurance companies fail to act in good faith, the policy holder has the right to sue the insurance company. Some common examples of bad faith include: 

  • Failure to pay amounts as indicated within the insurance policy

  • Providing payments that fall well below your policy limits
  • Delayed payment for an extended period of time without adequate explanation
  • Failure to settle a claim against you 
  • Outright denial of your claim

If your insurance company has acted in bad faith, you can file a tort claim for bad faith, as well as a breach of contract claim.

Proven Representation

You should seek assistance from an attorney with experience in bad faith insurance claims. At Rubin & Machado, Ltd., our attorneys have aided many clients who have had their insurance company fail to meet their legal obligations. We can conduct a full investigation into the insurance company, revealing its failings in the handling of your claim. With this evidence combined with our personal injury experience, we can help you hold your insurance company responsible, seeking damages to compensate you for your financial losses. 

When insurance companies fail to act in good faith, the policy holder has the right to sue the insurance company.

Damages You can Collect in Bad Faith Insurance Claims

Although settlements may not undo the harm already done, they can aid in restoring your financial stability. In bad faith insurance claims, you can pursue damages, requiring that the insurance company pay for:

  • Their contractual obligations

  • Judgments exceeding policy limits
  • Your attorney fees
  • The emotional distress you have suffered
  • Any economic losses you have suffered, including damage to your credit or loss of assets
  • Punitive damages based on the company’s failure to fulfill their contractual obligations

Courts are often sympathetic to victims of bad faith and award punitive damages to further punish insurance companies for their misdeeds. Punitive damages are sought based on the insurance company’s wealth and assets. In many cases, clients have received damages above and beyond their expected injury compensation. 

Contact a Bad Faith Insurance Lawyer Today

If you have been the victim of an insurance company’s acts of bad faith regarding a claim, you need the experience of Rubin & Machado Ltd., on your side. Contact our team online or call (312) 327-1840 to begin the investigation into your insurance company.

Rubin & Machado Ltd.

As a leading personal injury firm in Chicago, Rubin & Machado Ltd. is affiliated with: 

  • American Association for Justice
  • Illinois Trial Lawyers Association
  • Hispanic Lawyers Network
  • Illinois State Bar Association

To schedule your free consultation, contact us online or call us at (312) 327-1840.

Contact Us Today

Rate, Review & Explore

Social Accounts Sprite

Chicago Office

225 W Washington St
Ste 1600
Chicago, IL 60606

Open Today 8:30am - 5:00pm

What is the best time for you?

Add additional time

Tell us a bit about yourself...

(312) 327-1840 Send a message